Moving to the Costa del Sol from the UK: A Post-Brexit Guide for British Citizens
Brexit changed the rules for British citizens dreaming of a life in Spain. This guide explains step-by-step everything you need to legally move to the Costa del Sol in 2026.
For decades, the Costa del Sol has been the top choice for Brits seeking sunshine, quality of life, and a more reasonable cost of living. Towns like Marbella, Fuengirola, Benalmádena, and Mijas host established British communities with English-speaking services, UK products, and expat-focused infrastructure.
The Legal Situation Post-Brexit
Since January 1, 2021, UK citizens are considered «third-country nationals.» Moving to Spain now requires visas and residency permits. However, it is still perfectly possible with the right planning.
- Visas: Required for stays exceeding 90 days.
- Financial Means: You must prove sufficient funds to support yourself.
- Healthcare: Private health insurance is mandatory in most cases (unless you have an S1 form).
- Property Rights: You can still buy property without restrictions, exactly as before.
Residency Options: Which Visa Suits You?
1. Non-Lucrative Visa (NLV) – Most Common for Retirees
Ideal for those with passive income or savings who do not intend to work in Spain. You must prove an income of approx. €2,400/month for the main applicant.
2. The Golden Visa (Investor Visa)
If you invest at least €500,000 in real estate, you gain residency for you and your family, with the right to work and no minimum stay requirement.
Healthcare and Pensions
If you receive a UK State Pension, you can apply for the S1 Form via the NHS. This grants you access to the Spanish public healthcare system funded by the UK. If you are not a pensioner, you will need a comprehensive private health insurance policy with no co-payments.
Buying Property as a Brit
The process remains unchanged, but mortgage conditions for non-residents typically offer a 60-70% Loan-to-Value (LTV). For a full breakdown, see our complete guide to buying in Spain.
Need Professional Assistance?
At SolProp, we help dozens of British families every year navigate the post-Brexit landscape. Our team is fluent in English and works alongside specialized lawyers and tax advisors to ensure your move to the sun is stress-free.
